Thursday, September 1, 2011

Automotive Services

Qualifying Your Vehicle for Protection

Protecting your vehicle against unpredictable and undesirable repair and replacement costs is a great idea if you don’t want to spend every last bit of your disposable income at the mechanic’s. A great way to protect your wallet is with a vehicle service contract (VSC).
The Services offers a series of individualized service contracts after your manufacturer’s auto warranty has expired. Each plan is customized to best suit your car, ranging from the Ultimate program, specifically designed to cover newer vehicle models, to the Powertrain program, which is better suited for vehicles starting at more than 100,000 miles.
There are several factors to be aware of when looking into vehicle service contracts (commonly referred to as an extended warranty).
When a company like The Services is coming up with a quote, it will tend to look primarily at the vehicle’s manufacturer, model and age or mileage in order to come up with a figure.
If you’re looking for a vehicle service contract, (also known as an extended warranty), you should keep in mind that certain vehicles may be excluded based on their make or model, or may only qualify for a limited term option (i.e., a short period of protection). The Services, however, offers a wide range of vehicle service contracts, (f/k/a extended auto warranties) to most car owners.
Vehicle Service Contracts (commonly referred to as extended warranties)
can be useful when purchasing a new car. If your new car is being purchased under a finance contract (an agreement between the seller and purchaser as to the frequency and amount of payments), you should take care to verify the duration of the warranty that comes with purchase from the dealership. If the dealer’s warranty does not cover the full duration of the finance contract then it may be wise to purchase an extended service contract.
Another factor to consider when purchasing an extended service contract
for a new car is how long you think you will be driving the car in question. If, for instance, you feel that you will only be hanging on to the newly purchased car for a few years (three or four) before trading in for a newer model, then the factory warranty that came included with purchase may be enough.
Before buying a warranty directly from the dealer, remember that some of these contracts can be very restrictive when compared to a vehicle service contract purchased from a company like The Services. The dealer’s warranty often specifies that all repairs and services on the car need to be done at the dealership where it was purchased. If the dealership is far away from your residence or, in cases of long distance car travel, this type of warranty may not be convenient.
When it comes to used cars, the purchase of a vehicle service contract (f/k/a an extended auto warranty) is highly encouraged. Because unexpected repair bills are much more of a reality with a used car than with a new car, monthly maintenance costs can add up quickly. Although it would mean that you would be paying a regular fee every month, it would save you the astronomical cost of having to pay for a major repair.


A vehicle service contract (VSC) is often referred to as an “extended
warranty,” but it is not a warranty. A VSC does, however, provide repair
coverage for your vehicle after the manufacturer’s warranty expires. A VSC
is a contract between you and a VSC provider or administrator that states what
is a covered repair and what is not. The Services is a marketer of VSCs
and does not sell warranties. VSCs sold by The Services are agreements
between consumers and third party VSC providers, not The Services.

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